From early October until the start of January it’s particularly hard for people economically, in general we’ve at the least six birthdays to cope with plus Christmas time.
A year ago, so I thought) and I was determined to have a good Christmas as I said, we were both working and doing OK. We knew we had been both due to be compensated prior to Christmas time and i knew we couldn’t then leave it until to complete the Christmas time shopping.
After checking the financial institution i could already see we were well into our overdraft and that which was kept will be required for meals and travel. Plus »